50-State Home Seller Net Sheet & Closing Cost Guides
Transfer taxes, title insurance customs, and attorney requirements vary dramatically by state. Know your exact numbers upfront before interviewing real estate agents so you can protect your maximum walk-away equity.
$0.50 per $500 of value (0.10% deed tax); mortgage tax typically paid by buyer
No state transfer tax ($0 state-level real estate excise tax)
Flat $2.00 affidavit of property value fee (Constitutional ban on real estate transfer taxes)
$3.30 per $1,000 of sale price (0.33%), customarily split 50/50 between buyer and seller
$1.10 per $1,000 statewide (0.11%), plus city transfer taxes in LA, SF, Oakland, San Jose, and Culver City
$0.01 per $100 statewide (0.01% documentary fee); select mountain resort towns charge 1% – 2% local transfer tax
State conveyance tax of 0.75% (up to $800k) to 2.25% (luxury tiers) + 0.25% to 0.50% municipal conveyance tax
4.0% combined state & county transfer tax, customarily split 50/50 (2.0% paid by seller, 2.0% by buyer)
$0.70 per $100 (0.70% documentary stamp tax on deed statewide; $0.60 per $100 in Miami-Dade for single-family)
$1.00 per $1,000 of sale price (0.10% Georgia real estate transfer tax)
Tiered conveyance tax from $0.10 per $100 (0.10%) up to $1.25 per $100 (1.25%) based on price and buyer homeowner exemption
No state real estate transfer tax ($0)
$0.50 per $500 state + $0.25 per $500 county (0.15% combined), plus municipal transfer stamps in Chicago and select suburbs
No state transfer tax ($0; constitutionally banned since 2008), small county disclosure filing fee ($10–$20)
$0.80 per $500 above $500 (approx. 0.16% revenue tax stamps paid by seller)
No state transfer tax ($0; mortgage registration tax was repealed)
$0.50 per $500 of sale price (0.10% deed transfer tax paid by seller)
No state transfer tax ($0 statewide; Orleans Parish charges a flat $325 documentary transaction tax)
$2.20 per $500 (0.44% total), split 50/50 between buyer and seller (seller pays 0.22%)
0.50% state transfer tax + county transfer tax (0.5% – 1.5%) + county recordation tax ($7–$14 per $1,000), split 50/50 by default
$4.56 per $1,000 of sale price (0.456% deed excise stamps statewide; $6.12 per $1,000 in Barnstable County)
$7.50 per $1,000 state transfer tax (0.75%) + $1.10 per $1,000 county transfer tax (0.11%) = 0.86% total paid by seller
$3.30 per $1,000 of sale price (0.33% state deed tax; 0.34% in Hennepin and Ramsey counties)
No state real estate transfer tax ($0)
No state transfer tax ($0; constitutionally banned by Missouri voters)
No state real estate transfer tax ($0)
$2.25 per $1,000 of sale price (0.225% Nebraska documentary stamp tax paid by seller)
$2.55 per $500 in Clark County / Las Vegas (0.51%); $2.05 per $500 in Washoe County / Reno (0.41%)
$1.50 per $100 total (1.50% total), split 0.75% paid by seller and 0.75% paid by buyer
Progressive NJ Realty Transfer Fee (approx. 0.85% – 1.21% paid by seller; seniors 62+ qualify for reduced rates)
No state real estate transfer tax ($0), though New Mexico levies Gross Receipts Tax (GRT ~7.5%–8.5%) on real estate commissions
$2.00 per $500 NYS transfer tax (0.40% statewide; 0.65% over $3M) + NYC RPTT (1.0% – 1.425%) if located within the 5 boroughs
$1.00 per $500 of sale price (0.20% NC excise revenue stamps paid by seller; higher in select coastal Dare/Currituck counties)
No state real estate transfer tax ($0)
$1.00 per $1,000 state fee + up to $3.00 per $1,000 county permissive conveyance fee (0.10% – 0.40% paid by seller)
$0.75 per $500 of sale price (0.15% Oklahoma documentary stamp tax paid by seller)
No state transfer tax ($0 statewide; Washington County charges a 0.10% local transfer tax split 50/50)
2.0% standard combined state & local transfer tax (up to 4.278% in Philadelphia and 5.0% in Pittsburgh), customarily split 50/50
$2.30 per $500 (0.46% up to $800k; 0.92% on the portion above $800k) paid by seller
$1.85 per $500 of sale price (0.37% SC deed recording fee paid by seller; higher in select Hilton Head/Beaufort resort communities)
$0.50 per $500 of sale price (0.10% SD real estate transfer fee paid by seller)
$0.37 per $100 (0.37% TN recordation tax), though by custom the BUYER typically pays the recordation tax in Tennessee
No state real estate transfer tax ($0; constitutionally banned in Texas)
No state real estate transfer tax ($0)
1.45% standard Vermont Property Transfer Tax (customarily paid by the BUYER in Vermont; seller pays VT Land Gains Tax only on short-term land flips)
$1.00 per $1,000 Grantor's Tax (0.10%) + 0.10% to 0.15% Regional Congestion Relief Fee in Northern VA, Hampton Roads, and Richmond
Graduated Real Estate Excise Tax (REET): 1.10% up to $525k, 1.28% ($525k–$1.525M), 2.75% ($1.525M–$3.025M), plus 0.25%–0.50% local city/county REET
$1.10 per $500 state + $0.55 to $1.65 per $500 county excise tax (approx. 0.33% – 0.55% paid by seller)
$3.00 per $1,000 of sale price (0.30% Wisconsin Real Estate Transfer Fee paid by seller)
No state real estate transfer tax ($0)